Knowledge Booster: UPS Edition (13 Mar 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which pension scheme is applicable compulsorily to pre-2004 employees? 2004 से पहले नियुक्त कर्मचारियों पर कौन सी पेंशन योजना अनिवार्य रूप से लागू होती है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: OPS
Explanation: Explanation : OPS continues for those recruited before 2004.
Q2. Which scheme ensures 50% last drawn salary as pension? कौन सी योजना अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% last drawn salary as pension.
Q3. Which scheme replaced OPS for new employees after 2004? 2004 के बाद नए कर्मचारियों के लिए OPS की जगह कौन सी योजना लागू की गई?
- A) UPS
- B) NPS
- C) OPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS replaced OPS for new central govt recruits after 2004.
Q4. The Unified Pension Scheme (UPS) is based on the recommendations of which committee? एकीकृत पेंशन योजना (यूपीएस) किस समिति की सिफारिशों पर आधारित है?
- A) N.K. Singh Committee
- B) T.V. Somanathan Committee
- C) 7th Pay Commission
- D) PFRDA Committee
Correct Answer: T.V. Somanathan Committee
Explanation: Explanation : UPS is designed after the T.V. Somanathan Committee?s review of NPS.
Q5. Which scheme assures 50% of last drawn salary as pension with DA hikes? कौन सी योजना महंगाई भत्ता (डीए) में वृद्धि के साथ अंतिम प्राप्त वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS assures 50% of last drawn salary as pension with DA increments.
Q6. Which scheme ensures 50% average basic pay as pension? कौन सी योजना औसत मूल वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures 50% average basic pay as pension.
Q7. Under UPS, what percentage of the pension will the family receive in case of retiree?s death? यूपीएस के तहत, सेवानिवृत्त व्यक्ति की मृत्यु होने पर परिवार को पेंशन का कितना प्रतिशत प्राप्त होगा?
- A) 40%
- B) 50%
- C) 60%
- D) 70%
Correct Answer: 60%
Explanation: Explanation : Family pension is 60% of retiree?s pension amount under UPS.
Q8. Which scheme is defined contribution scheme? इनमें से कौन सी योजना परिभाषित अंशदान योजना है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: NPS
Explanation: Explanation : NPS is defined contribution, market linked.
Q9. Which scheme assures gratuity benefit at retirement? कौन सी योजना सेवानिवृत्ति पर ग्रेच्युटी लाभ सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) Both OPS and UPS
Correct Answer: Both OPS and UPS
Explanation: Explanation : OPS and UPS both provide gratuity; NPS does not.
Q10. From which date will the Unified Pension Scheme (UPS) become effective? एकीकृत पेंशन योजना (यूपीएस) किस तिथि से प्रभावी होगी?
- A) 1 January 2025
- B) 1 April 2025
- C) 15 August 2025
- D) 1 October 2025
Correct Answer: 1 April 2025
Explanation: Explanation : The scheme becomes effective from 1 April 2025, with optional adoption by states.
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