Knowledge Booster: UPS Edition (14 Mar 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme merges the benefits of OPS and NPS? कौन सी योजना OPS और NPS के लाभों को एकीकृत करती है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS merges the best of OPS (assured) and NPS (contributory).
Q2. Which scheme ensures 50% average basic pay as pension? कौन सी योजना औसत मूल वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures 50% average basic pay as pension.
Q3. Which scheme ensures minimum Rs.10,000/month pension? कौन सी योजना न्यूनतम 10,000 रुपये प्रति माह पेंशन सुनिश्चित करती है?
- A) OPS
- B) NPS
- C) UPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures minimum ?10,000/month pension.
Q4. What percentage of average basic pay is assured as pension under UPS? यूपीएस के तहत औसत मूल वेतन का कितना प्रतिशत पेंशन के रूप में सुनिश्चित है?
- A) 40%
- B) 45%
- C) 50%
- D) 55%
Correct Answer: 50%
Explanation: Explanation : UPS guarantees 50% of average basic pay over last 12 months as pension.
Q5. Which scheme provides lump sum payout at retirement? कौन सी योजना सेवानिवृत्ति पर एकमुश्त भुगतान प्रदान करती है?
- A) UPS
- B) OPS
- C) NPS
- D) Both UPS and OPS
Correct Answer: Both UPS and OPS
Explanation: Explanation : OPS and UPS give lump sum gratuity payout.
Q6. Which index is used for inflation indexation under UPS? यूपीएस के अंतर्गत मुद्रास्फीति सूचकांक के लिए किस सूचकांक का उपयोग किया जाता है?
- A) Wholesale Price Index (WPI)
- B) All India CPI-IW
- C) GDP Deflator
- D) CPI (Rural)
Correct Answer: All India CPI-IW
Explanation: Explanation : UPS inflation indexation is based on CPI-IW for industrial workers.
Q7. Which scheme is partially contributory? कौन सी योजना आंशिक रूप से अंशदायी है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: UPS
Explanation: Explanation : UPS is partly contributory: 10% employee, 18.5% Govt.
Q8. In UPS, along with pension, employees are entitled to? यूपीएस में पेंशन के साथ-साथ कर्मचारियों को क्या-क्या सुविधाएं मिलती हैं?
- A) Market bonus
- B) Gratuity & Superannuation payout
- C) Only corpus withdrawal
- D) Variable pension
Correct Answer: Gratuity & Superannuation payout
Explanation: Explanation : UPS provides gratuity and lumpsum superannuation payout at retirement.
Q9. Which scheme ensures inflation indexation based on CPI-IW? कौन सी योजना CPI-IW के आधार पर मुद्रास्फीति सूचकांक सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS links inflation relief with CPI-IW index.
Q10. What is the minimum service period for full pension under UPS? यूपीएस के तहत पूर्ण पेंशन प्राप्त करने के लिए न्यूनतम सेवा अवधि क्या है?
- A) 15 years
- B) 20 years
- C) 25 years
- D) 30 years
Correct Answer: 25 years
Explanation: Explanation : Full pension under UPS requires 25 years service.
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