Knowledge Booster: UPS Edition (18 Mar 2026)
Welcome to today's UPS Knowledge Booster! We've handpicked 10 essential questions from our database to help you sharpen your skills. Dive in and test your knowledge!
Q1. Which scheme has inflation indexation not applicable? किस योजना में मुद्रास्फीति सूचकांक लागू नहीं होता है?
- A) UPS
- B) OPS
- C) NPS
- D) All
Correct Answer: NPS
Explanation: Explanation : NPS is market linked; no inflation indexation.
Q2. Which scheme ensures 50% average basic pay as pension? कौन सी योजना औसत मूल वेतन का 50% पेंशन के रूप में सुनिश्चित करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS assures 50% average basic pay as pension.
Q3. Under UPS, who contributes 10% towards pension fund? यूपीएस के तहत, पेंशन फंड में 10% का योगदान कौन करता है?
- A) Government
- B) Employee
- C) Both equally
- D) No one
Correct Answer: Employee
Explanation: Explanation : Employees contribute 10% of salary under UPS.
Q4. Which scheme has optional adoption by states from 2025? कौन सी योजना 2025 से राज्यों के लिए वैकल्पिक रूप से अपनाने योग्य है?
- A) OPS
- B) UPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS will be optional for states to adopt from 1 April 2025.
Q5. Which scheme is contributory by both Govt and Employee? कौन सी योजना ऐसी है जिसमें सरकार और कर्मचारी दोनों का अंशदान होता है?
- A) OPS
- B) NPS
- C) UPS
- D) Both NPS and UPS
Correct Answer: Both NPS and UPS
Explanation: Explanation : NPS & UPS are contributory; OPS is not.
Q6. Which scheme involves actuarial review of Govt contribution? किस योजना में सरकारी अंशदान की बीमांकिक समीक्षा शामिल है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: UPS
Explanation: Explanation : UPS requires actuarial review of 18.5% Govt contribution.
Q7. What is the government?s contribution rate under UPS? यूपीएस के तहत सरकार का योगदान कितना है?
- A) 10%
- B) 14%
- C) 18.50%
- D) 20%
Correct Answer: 18.50%
Explanation: Explanation : Government contributes 18.5% towards UPS funding.
Q8. Which of the following has no corpus; govt bears full cost? निम्नलिखित में से किसका कोई कोष नहीं है; सरकार पूरी लागत वहन करती है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is fully funded by government with no employee contributions.
Q9. The Unified Pension Scheme (UPS) is based on the recommendations of which committee? एकीकृत पेंशन योजना (यूपीएस) किस समिति की सिफारिशों पर आधारित है?
- A) N.K. Singh Committee
- B) T.V. Somanathan Committee
- C) 7th Pay Commission
- D) PFRDA Committee
Correct Answer: T.V. Somanathan Committee
Explanation: Explanation : UPS is designed after the T.V. Somanathan Committee?s review of NPS.
Q10. Which scheme is defined benefit scheme? इनमें से कौन सी योजना परिभाषित लाभ योजना है?
- A) UPS
- B) OPS
- C) NPS
- D) None
Correct Answer: OPS
Explanation: Explanation : OPS is a pure defined benefit scheme funded by Govt.
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